Home Equity Line of Credit

Home Equity Line of Credit (HELOC)

Unlock the value of your home with a Home Equity Line of Credit (HELOC) from Capon Valley Bank. Whether you’re looking to consolidate debt, purchase a new vehicle, renovate your home, take a dream vacation, or cover education expenses, a HELOC provides a flexible and convenient borrowing option.

A HELOC works like a revolving line of credit, allowing you to borrow funds as needed—similar to a credit card but with the advantage of lower interest rates and potential tax benefits.

How Can You Use a HELOC?

Debt Consolidation – Pay off high-interest credit cards or personal loans with one lower-rate payment.
Home Improvements – Fund remodeling projects, additions, or upgrades that increase your home’s value.
New Vehicle Purchase – Use your HELOC to finance a car, truck, boat, or RV with competitive rates.
Education Expenses – Cover tuition, books, or other college-related costs for you or a family member.
Vacation & Life Events – Plan a special trip, wedding, or major purchase with affordable financing.

Benefits of a HELOC from Capon Valley Bank:

Competitive Interest Rates – Lower than most credit cards and personal loans.
Flexible Access to Funds – Borrow as much or as little as you need, when you need it.
Interest May Be Tax-Deductible – Consult your tax advisor to see if you qualify.
Local Lending Decisions – Quick approvals and personalized service from our lending team.
Secured by Your Home’s Equity – Use your home’s value to secure better loan terms.

Important Considerations:

  • Property insurance is required to maintain loan eligibility.
  • Tax deductibility of interest depends on IRS guidelines—consult your tax professional for details.

Take control of your financial future with a Home Equity Line of Credit from Capon Valley Bank. Contact us today or visit a branch to speak with a loan officer and learn how a HELOC can work for you!