Certificates of Deposit, or CDs, are a reliable and secure way to grow your savings over time. At Capon Valley Bank, we offer a range of CD options designed to meet your individual financial goals. Whether you’re looking for a short-term investment or a longer commitment with a higher return, our CDs provide the flexibility you need.
With a variety of terms available, from a few months to several years, you can choose the option that works best for your timeline and savings strategy. Our competitive interest rates help you earn more while keeping your funds protected. Unlike market-based investments, CDs offer fixed returns, making them a stable choice for conservative investors or those planning for a specific future need.
Opening a CD with Capon Valley Bank is easy. Simply choose your term, deposit your funds, and enjoy peace of mind knowing your money is working for you. Interest is paid regularly and can be reinvested or deposited into a separate account, depending on your preference.
CDs are ideal for those who want to earn more than a traditional savings account without taking on the risks associated with the stock market. They’re also a great way to set aside funds for future expenses such as a new car, a down payment on a home, or education costs.
Visit your local branch or contact us today to learn more about our current rates and terms. At Capon Valley Bank, your financial success is always our priority.
Current Certificate of Deposit Rates
| Account Type | Minimum Opening Deposit | Required Minimum Balance to Achieve Stated APY* | Interest Rate | APY* /Quarterly Compounding |
|---|---|---|---|---|
| 3 Month CD # | $500.00 | $500.00 | .75% | .75% |
| 6 Month CD # | $500.00 | $500.00 | 1.25% | 1.26% |
| 12 Month CD # | $500.00 | $500.00 | 1.50% | 1.51% |
| 18 Month Var. Rate CD / IRA ONLY # ** | $100.00 | $100.00 | 2.25% | 2.27% |
| 24 Month CD # | $500.00 | $500.00 | 1.75% | 1.76% |
| 36 Month CD # | $500.00 | $500.00 | 1.95% | 1.97% |
| 48 Month CD # | $500.00 | $500.00 | 2.00% | 2.02% |
| 60 Month CD # | $500.00 | $500.00 | 2.20% | 2.22% |
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity
Rates effective as of January 17, 2025
