Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly Compounding
3 Month CD #$500.00$500.00.75%.75%
6 Month CD #$500.00$500.001.25% 1.26%
12 Month CD #$500.00$500.001.50% 1.51%
18 Month Var. Rate CD / IRA ONLY # **$100.00$100.002.25% 2.27%
24 Month CD #$500.00$500.001.75% 1.76%
36 Month CD #$500.00$500.001.95% 1.97%
48 Month CD #$500.00$500.002.00% 2.02%
60 Month CD #$500.00$500.002.20% 2.22%
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of September 26, 2024