Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly Compounding
3 Month CD #$500.00$500.00.75%.75%
6 Month CD #$500.00$500.001.25% 1.26%
12 Month CD #$500.00$500.001.50% 1.51%
18 Month Var. Rate CD / IRA ONLY # **$100.00$100.002.25% 2.27%
24 Month CD #$500.00$500.001.75% 1.76%
36 Month CD #$500.00$500.001.95% 1.97%
48 Month CD #$500.00$500.002.00% 2.02%
60 Month CD #$500.00$500.002.20% 2.22%
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Please contact us to obtain complete disclosures related to our Certificate of Deposit accounts.

Rates effective as of September 26, 2024

Current CD Specials